Disclosures and Disclaimers

Oxford is one of the largest independent RIA firms in the country with oversight of more than $38 billion in assets under advisement* (which includes assets under management). Oxford has 24 Managing Directors in seven market offices who serve family and institutional clients across the country, with offices in Atlanta, Chicago, Cincinnati, Grand Rapids, Indianapolis, Minneapolis and Palm Beach.**

Oxford is an independent, fee-only firm that is privately held by its partners and has provided multigenerational estate planning advice and forward-thinking investment solutions to families and institutions for more than 45 years. With special expertise in Aspirational Solutions and Diversifier Strategies, Oxford specializes in addressing the needs of high-net-worth clients. Oxford Financial Group, Ltd. is a Registered Investment Advisor (RIA) registered with the Securities and Exchange Commission and is headquartered in Carmel, Indiana. Registration does not imply a certain level of skill or training. For more information about our firm, or to receive a copy of our disclosure Form ADV and Privacy Policy, call 800.722.2289 or contact us at info@ofgltd.com.

To be eligible for Financial Advisor’s RIA Survey Ranking, firms must be independent registered investment advisors that file their own ADV statement with the SEC and provide financial planning and related services to individual clients. Some items on the questionnaire require data directly from the firm’s Form ADV. The survey evaluates total assets, year-over-year growth in assets, growth in assets per client, and other firm characteristics. Firms are ranked from largest to smallest based on assets under management at year end. Oxford did not pay a fee for inclusion in the rankings but did purchase rights to reprint and utilize the ranking and logo.

To be eligible for Worth’s Top RIA Firms 2025 list, firms selected met the following criteria: AUM of over $500 million; predominantly high-net-worth clients; substantial planning clientele; and independence from broker-dealers. Assessments were based on the data that firms submit to the SEC. The rankings were developed in collaboration with Institutional Shareholder Services (ISS), a proxy advisory firm. Oxford did not provide compensation to Worth or ISS for inclusion in the rankings but did purchase the rights to reprint and utilize the ranking and logo. https://worth.com/leading-advisors/methodology/.

Oxford was selected for the InvestmentNews 2025 Top Independent HNW Advisors awards based on data from 2024, including SEC filings, AUM, and other qualitative and/or quantitative metrics. Oxford did not provide compensation for the rankings/awards but did pay a fee to use them in advertising. Oxford did not provide compensation to Worth or ISS for inclusion in the rankings but did purchase the rights to reprint and utilize the ranking and logo. OFG-2510-42

Aspirational investing involves a high degree of risk. Qualified clients should be able to bear a significant or complete loss of their initial investment. Aspirational investments will likely be illiquid. Qualified clients will not have access to their funds invested for an extended number of years. Past performance is not a guarantee of future results. Investors must be able to bear significant risk, volatility and illiquidity. Investors must be able to bear a significant or complete loss of their investment.

The Oxford Outcome Based Investing^TM approach does not guarantee that clients will meet their investment goals and objectives. Prior or expected returns of various investments and asset classes are not a guarantee of future results.

*As of 12.31.24
**As of 11.4.25

Educational Degree and Professional Designation Disclaimers:

CERTIFIED FINANCIAL PLANNER™ (CFP®) professionals are licensed by the CFP® Board to use the CFP® mark. CFP® certification requirements include: bachelor’s degree from an accredited college or university, completion of the financial planning education requirements set by the CFP® Board (www.cfp.net), successful completion of the CFP® Certification Exam, comprised of two three-hour sessions, experience requirement: 6,000 hours of professional experience related to the financial planning process or 4,000 hours of apprenticeship experience that meets additional requirements, successfully pass the Candidate Fitness Standards and background check, agree annually to be bound by CFP® Board’s Standards of Professional Conduct and complete 30 hours of continuing education every two years, including two hours on the Code of Ethics and Standards of Professional Conduct.

Chartered Financial Analysts® (CFA®) are licensed by the CFA® Institute to use the CFA® mark. CFA® certification requirements: hold a bachelor’s degree from an accredited institution or have equivalent education or work experience, successful completion of all three exam levels of the CFA® Program, have 48 months of acceptable professional work experience in the investment decision-making process and fulfill society requirements, which vary by society. Unless you are upgrading from affiliate membership, all societies require two sponsor statements as part of each application; these are submitted online by your sponsors.

The Chartered Financial Consultant® (ChFC®) is a financial planning designation for the financial services industry awarded by the American College. A candidate for the designation must meet the following requirements: complete seven required and two elective courses, possess three years of experience in the financial industry, successfully pass nine closed-book, course-specific, two-hour proctored exams and agree to adhere to The American College’s Code of Ethics. After certification, continued use of the designation mandates 30 hours of continuing education every two years and on-going commitment to the ethics and practice standards.

The Personal Financial Specialist™ (PFS™) designation is awarded by the American Institute of Certified Public Accountants (AICPA) to candidates who display their expertise in the field of financial planning. Candidates must be a member of the AICPA, hold an unrevoked CPA certificate issued by a state authority and have at least two years of teaching or business experience (3,000 hours equivalent) in personal financial planning within the five-year period preceding the date of the CPA/PFS application. Candidates must have 75 hours of personal financial planning education within the five-year period preceding the date of the PFS application and pass a final examination. The designation requires 60 hours of continuing education every three years.